enquiries@certainsurveyors.co.uk
0333 032 7272
6th Floor, 1 Tithebarn St, Liverpool, L1 2NZ
In short, surveys typically range from £250 to £1,500+, depending on what you need. The investment can save you from costly surprises later!
Mortgage Valuations
A professional mortgage valuation gives lenders a formal assessment of your property’s value to support mortgage lending decisions. Our experienced team delivers reliable, lender-approved valuations, helping you secure financing with confidence.
How much does a Mortgage Valuation cost?
Mortgage valuations are more affordable than full surveys, typically ranging from £200 to £350, depending on property value and complexity. In contrast, comprehensive in-person valuations and surveys can cost anywhere from £350 to over £1,500.
Mortgage valuations are therefore a cost-effective choice when securing or remortgaging a property.
What does a mortgage valuation include?
A mortgage valuation offers a formal opinion of market value based on essential data and lender guidelines, all without needing a detailed inspection. Here’s what’s typically included:
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A valuation estimate aligned with current UK mortgage lending standards.
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Comparables analysis, using similar properties recently sold to gauge fair market value.
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Consideration of location factors such as transport links and nearby facilities.
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Basic overview of property details, including size and type—without internal inspections or improvements.
This service is fast, straightforward, and tailored for lenders’ needs, ideal when you need a prompt and cost-effective valuation for financing.
What’s a mortgage valuation for?
Mortgage valuations are designed to support the mortgage approval process. Lenders use them to verify that the property’s value justifies the loan amount.
If you're remortgaging or securing a new mortgage, this valuation gives both you and your lender clarity and ensures you borrow responsibly.
Why choose Certain Surveyors?
On average, our clients save thousands of pounds by addressing issues uncovered during a home survey. Don’t let hidden problems catch you off guard – let Certain Surveyors protect your investment.
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Frequently Asked Questions
What is a home survey?
A home survey is an inspection of a property’s condition and boundaries, typically conducted before buying or selling a house. It helps identify potential issues and ensures accurate property details.
What are the different types of home surveys?
There are several types of home surveys available, primarily for people buying property. The type of survey you need depends on the property’s age, condition, and your future plans. These are the main types: RICS Level 1, RICS Level 2, RICS Level 3, Snagging Survey and Valuation Survey.
Why do I need a home survey?
A home survey is essential because it helps uncover hidden issues like structural problems, damp, faulty plumbing, or electrical hazards that might not be visible during a standard viewing. This can save you from unexpected repair costs or buying a property that has issues. It also gives you peace of mind, ensuring that you’re fully aware of the property’s condition before committing, and can even help you negotiate a lower price or ask the seller to fix issues before finalizing the sale.
How much does a home survey cost?
The cost of a home survey in the UK depends on the type of survey and the property size, age, and location.