In short, surveys typically range from £250 to £1,500+, depending on what you need. The investment can save you from costly surprises later!
Frequently Asked Questions
What is a home survey?
A home survey is an inspection of a property’s condition and boundaries, typically conducted before buying or selling a house. It helps identify potential issues and ensures accurate property details.
What are the different types of home surveys?
There are several types of home surveys available, primarily for people buying property. The type of survey you need depends on the property’s age, condition, and your future plans. These are the main types: RICS Level 1, RICS Level 2, RICS Level 3, Snagging Survey and Valuation Survey.
Why do I need a home survey?
A home survey is essential because it helps uncover hidden issues like structural problems, damp, faulty plumbing, or electrical hazards that might not be visible during a standard viewing. This can save you from unexpected repair costs or buying a property that has issues. It also gives you peace of mind, ensuring that you’re fully aware of the property’s condition before committing, and can even help you negotiate a lower price or ask the seller to fix issues before finalizing the sale.
How much does a home survey cost?
The cost of a home survey in the UK depends on the type of survey and the property size, age, and location.
Who performs home surveys?
Qualified surveyors or inspectors, often registered with professional organisations like RICS (Royal Institution of Chartered Surveyors).
When should I get a home survey?
Usually after making an offer on a property but before completing the purchase.
Is a home survey mandatory?
While not legally required, lenders often require a valuation survey. Other surveys are optional but highly recommended.
What does a home survey include?
Depending on the type, it may include:
- Structural condition
- Roof, walls, and foundations
- Dampness and mould
- Electrical and plumbing systems
- Property boundaries
What is not included in a home survey?
- Detailed inspection of inaccessible areas
- Valuation for insurance purposes
- Specialised inspections (e.g., pest or asbestos)
How long does a home survey take?
Surveys typically take:
- Small homes: 1–2 hours
- Larger homes: Up to a full day
Can I negotiate the price based on survey findings?
Yes. If significant issues are found, you can negotiate with the seller to lower the price or request repairs.
What happens if the survey reveals problems?
You can:
- Request repairs before purchase
- Negotiate a price reduction
- Decide not to proceed with the purchase
What is a boundary survey?
A boundary survey defines the exact legal property lines to avoid disputes with neighbours.
Is a home survey the same as a home inspection?
No. A home inspection focuses on the property’s liveability and systems, while a survey may include boundary and structural details.
Do I need a survey for a new-build property?
Yes, even new builds can have issues like poor workmanship or boundary discrepancies. A snagging survey is often recommended in a new build.
How do I choose the right survey for my property?
- Modern or standard properties: Homebuyer’s Report
- Older or unique properties: Building Survey
- Budget constraints: Condition Report
Are surveys different for commercial properties?
Yes, commercial surveys focus on aspects like zoning laws, commercial-grade systems, and lease terms.
Do I need a survey for a mortgage?
Most lenders require at least a valuation survey, but additional surveys may not be mandatory.
What is a snagging survey?
A snagging survey identifies defects in new-build properties, ensuring they meet agreed standards.
What should I do after receiving a survey report?
Review the findings, discuss options with your surveyor, and consult your solicitor or real estate agent for further steps.