enquiries@certainsurveyors.co.uk
0333 032 7272
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In short, surveys typically range from £250 to £1,500+, depending on what you need. The investment can save you from costly surprises later!
Help To Buy Valuation
A Help to Buy valuation is a formal property assessment required when you’re repaying your Help to Buy loan, whether in full or in part. Conducted by our independent RICS-registered surveyors, it ensures that Homes England has an accurate, up-to-date market value for your property before finalising repayment calculations.
How much does a Help to Buy valuation cost?
Help to Buy valuations typically cost between £200 and £350, depending on property size, location, and complexity. This is generally less than a full building survey, which can range from £350 to over £1,500.
Choosing a Help to Buy valuation gives you an official figure that meets Homes England’s strict requirements, without the extra expense of a more detailed inspection.
What does a Help to Buy valuation include?
A Help to Buy valuation is specifically tailored to meet Homes England’s guidelines. It will include:
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A current market value prepared by an RICS-registered valuer
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Comparable sales evidence from at least three similar properties sold locally within the last six months
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Consideration of location, condition, and property type
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A report that is compliant with Help to Buy requirements and valid for 3 months (with possible extension if required)
The process is quick and efficient, ensuring you get the correct valuation figure to avoid delays in repaying your equity loan.
What's a help to buy valuation for?
If you purchased your home with a Help to Buy equity loan, you’ll need this valuation when selling your property or repaying the loan.
Homes England uses the valuation to calculate the repayment amount based on your home’s current market value, not the amount you originally borrowed.
Why choose Certain Surveyors?
On average, our clients save thousands of pounds by addressing issues uncovered during a home survey. Don’t let hidden problems catch you off guard – let Certain Surveyors protect your investment.
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Frequently Asked Questions
What is a home survey?
A home survey is an inspection of a property’s condition and boundaries, typically conducted before buying or selling a house. It helps identify potential issues and ensures accurate property details.
What are the different types of home surveys?
There are several types of home surveys available, primarily for people buying property. The type of survey you need depends on the property’s age, condition, and your future plans. These are the main types: RICS Level 1, RICS Level 2, RICS Level 3, Snagging Survey and Valuation Survey.
Why do I need a home survey?
A home survey is essential because it helps uncover hidden issues like structural problems, damp, faulty plumbing, or electrical hazards that might not be visible during a standard viewing. This can save you from unexpected repair costs or buying a property that has issues. It also gives you peace of mind, ensuring that you’re fully aware of the property’s condition before committing, and can even help you negotiate a lower price or ask the seller to fix issues before finalizing the sale.
How much does a home survey cost?
The cost of a home survey in the UK depends on the type of survey and the property size, age, and location.