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Missing Certifications

Missing certification refers to the absence of necessary documentation that proves compliance with building regulations, safety standards, or legal requirements for works carried out on a property.

These certificates may include approvals for electrical work, gas safety, structural alterations, or planning permissions.

How to Identify Missing Certification

Identifying missing certifications can save you from legal and financial troubles later. Warning signs include:

  • No Paperwork for Renovations: Lack of documentation for significant alterations, such as loft conversions or extensions.
  • Unregistered Contractors: Work carried out by unqualified tradespeople may not be certified.
  • No Guarantees or Warranties: Missing warranties for installations like boilers or double glazing.

  • Unapproved Planning Applications: Lack of proof for planning permission or compliance with conditions.
  • Difficulty Obtaining Insurance: Insurers may flag or reject claims due to uncertified works.

Why is Missing Certification Bad?

The absence of required certifications can cause significant problems for homeowners, including:

Legal Risks

Non-compliance with building regulations or planning laws can lead to fines or enforcement actions.

Insurance Issues

Policies may be invalidated or claims denied if work lacks the proper certification.

Resale Challenges

Missing certification can deter potential buyers or reduce the property’s value.

Safety Concerns

Uncertified work may not meet safety standards, putting the property and its occupants at risk.

Repair and Remediation Costs

Rectifying non-compliant work to obtain certification can be expensive.

Cost of Resolving Missing Certification

The cost of obtaining or replacing certification depends on the type of document and any necessary remedial work. Typical costs include:

£200–£1,000

Regularisation Certificate

for retrospective approval from the local authority.

£150–£500

Electrical Safety Checks

for inspections to issue a new Electrical Installation Condition Report (EICR).

£50–£150

Gas Safety Certificate

for an inspection by a Gas Safe engineer.

£500–£1,500

Structural Surveys

if needed to confirm the safety of alterations.

£200–£500

Planning Permission Applications

for retrospective applications, excluding additional costs for meeting planning conditions.

Risks of Buying a House with Missing Certification

Purchasing a property with missing certification can lead to several issues, such as:

Legal Liability

You may be held responsible for non-compliant work carried out by previous owners.

Expensive Remedial Work

Retrospective certification often requires bringing the work up to current standards.

Safety Risks

Uncertified work may pose fire, structural, or gas safety hazards.

Resale Problems

Future buyers may be unwilling to purchase without the necessary documentation.

Insurance Complications

Claims related to uncertified work may be denied, leaving you liable for damages.

Benefits of Having a Home Survey

We understand that buying a home is one of the biggest investments you'll make. That’s why our expert home surveys give you the confidence to move forward by uncovering hidden issues, ensuring you’re not overpaying, and helping you secure your mortgage with ease.

Early Detection
Early Detection

Identifies the presence of any potential issues before purchase.

Peace of Mind
Peace of Mind

Provides clarity on what you’re buying and potential risks

Cost Savings
Cost Savings

Enables negotiation with the seller or inclusion of a treatment plan

Financial Protection
Financial Protection

Prevents future expenses linked to legal disputes or repair costs.